When can I make a claim?

You will normally be able to make a claim under the policy if:

You are working and become unemployed, or if you are unable to work due to accident or sickness for a period of 30 days.

Thereafter { Home Insurance Adviser } payments will continue monthly in arrears until the earliest of the following events:

• The last consecutive day that you remain unemployed or disabled.
• The date you cease to provide evidence that you remain continuously unemployed or disabled. Evidence will be a completed claim form, Jobseeker's Allowance and a job search diary with supporting evidence of you actively looking for work.
• The date on which you have received maximum benefit payments for any separate period of claim.
• The finishing date of this Income Protection insurance.

You { car insurance rover } can make a claim under this Income Protection insurance at any time during the period of insurance providing you notify us as soon as reasonably possible. However, there is a period of 120 days immediately following the insurance start date during which any occurrence or notification of impending { loan house } unemployment will not be insured. This is known as the initial exclusion period and includes any period of consultation even though unemployment may not take place until after this period.